How to Avert An IRS Wage Garnishment

Maybe you haven't paid taxes in years, conceivably you were busy and simply skipped one year, possibly you dodged paying taxes for financial or sentimental reasons. Whatever the reason, you are now forewarned with an Internal Revenue Service (IRS) wage garnishment. Wage garnishment requires an organisation to delay part of a person's earning for the view of the person to pay off a debt. In addition to the IRS, wage garnishment can also be dispensed by courts and federal agencies. Wages garnished can comprise salaries, wages, bonuses and commissions as well as retirement or pension earnings. You can also visit to know more about the Wage Garnishment.

How Wage Garnishment Works 

  • First, the IRS will forward a Notice and Charge for Payment.
  • If the taxpayer does not return the tax or ignores the notice, the IRS will grant a Final Notice at least 30 days before the wage garnishment.
  • The Final Notice may be followed by the IRS in person, at the taxpayer's home or general place of business, or the taxpayer's last known location by certified or registered mail. The IRS is only lacked to send the notice to the last address it knows for the recipient; the taxpayer does not require to receive the notice in order for it to be efficient. 
  • By federal law, wage garnishments are reduced to 25% of an employee's disposable income if employee disposable earnings are more than 30 times the federal minimum wage. Several states, however, have a maximum garnishment level that is lower than 25%.